Those hidden car fees are still here, despite the FTC - Baton Rouge Business Report
The FTC's CARS rule, aimed at banning hidden fees in auto sales, is facing delays and legal challenges, meaning dealers must continue to comply with existing state and federal laws against deceptive practices.
Aforeworn detected this change in the Auto Dealer F&I Compliance space on July 6, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated High urgency. All auto dealers (franchise, independent, BHPH) and F&I managers should confirm how it applies to their specific situation before acting. There is a time constraint attached: Immediately, as enforcement actions can occur at any time.. Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors Auto Dealer F&I Compliance continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.
What changed
The FTC's CARS rule is not yet in effect due to legal challenges, but the FTC continues to enforce existing laws against hidden fees and deceptive advertising.
Who it affects
All auto dealers (franchise, independent, BHPH) and F&I managers
What you must do
Review and update all advertising, sales contracts, and F&I product disclosures to ensure no hidden fees or deceptive practices, as per existing Truth in Lending Act and state laws.
Deadline
Immediately, as enforcement actions can occur at any time.
Never miss a change like this again
Aforeworn watches Auto Dealer F&I Compliance around the clock and alerts you the moment a rule moves — with a plain-English brief on what to do.
Start your free trialRelated changes in Auto Dealer F&I Compliance
- FTC Returns to Auto Dealer Enforcement: 97 Warning Letters Signal Renewed Scrutiny - Crowell & Moring LLP
- Louisiana and Massachusetts tighten dealer fee disclosure rules as regulatory scrutiny grows - Car Dealership Guy News
- AI is now the front line of FTC compliance for dealers - CBT News
- Building an FTC-ready dealership through training, reviews, and AI - CBT News
- What dealers need to know to stay off the FTC’s radar - CBT News